A new wrinkle has developed with the company that I do annual enrollment for and I would imagine that other companies are doing it as well.
Last time I talked about how they were more or less excluding spouses from coverage in order to make up the cost for the mandate of covering adult dependent children. Now it seems that the children themselves are not immune from the cost-cutting knife.
It used to be that if you had to cover children under your health insurance it was one price no matter how many children you covered. Whether it was one or one hundred you would still pay the same premium. Not anymore. For 2011 the company that I assist has instituted a new rule that if you have three or more children you have to pay an additional amount on your premium.
Again, if all the people clamoring for reform meant making healthcare even more expensive, then mission accomplished.